West Palm Beach Debt Settlement Lawyer
Get Help to Stop Creditors from Harassing You
Are credit card bills, medical bills, or automobile payments beginning to pile up? Have you considered filing for bankruptcy but can't because of a special work clearance? Do you think it isn’t the right option for you? At Asghar Law we believe debt settlement should always be considered before Chapter 7 or Chapter 13 is filed.
Schedule your consultation with the West Palm Beach debt settlement lawyer at Asghar Law by calling (561) 609-0032 or contacting us online.
Debt settlement is a negotiation between the creditor and borrower to pay a specific amount of money which is less than is owed in order to settle the account. Based upon several factors while negotiating on our client's behalf, we have been able to settle the amount owed on their accounts for a fraction of the total balance.
How to Negotiate a Settlement with a Debt Collector
Most of the time, it is easiest to ignore debt collector phone calls. However, there may be situations in which the collector is willing to negotiate with you and your debts. If you're able, work out an agreement with your creditors before your bill gets sent to collections.
Following are five tips to keep in mind when negotiating a settlement with a debt collector:
- Be consistent in your details of the story
- Ask questions to the creditor to ensure they aren't making threats
- Work out a deal with creditors before the bill is sent to collections
- Go through your finances and be very specific with what you can afford to pay so that you can resolved the debt with a lump sum amount
- Consult a bankruptcy attorney in West Palm Beach for assistance with working out your debts
Why Hire Us?
Before a potential client retains the firm, an attorney will have a consultation with them to determine whether debt settlement is a viable option now or in the future. If the attorney considers debt settlement to be appropriate for the client, they will present them with a plan of action and lay out how they intend on settling the account(s). If debt settlement is not determined possible or in the best interest of the client, Asghar Law will provide them with a list of alternative solutions which may be available.
Unlike debt consolidation companies and credit card settlement firms which use debt counselors and paralegals to settle your accounts, Asghar Law's attorneys negotiate with creditors to ensure the client receives the very best settlement offer.
If you would like to schedule a consultation with an attorney regarding whether debt settlement is right for you, please call (561) 609-0032.